Coverage Built Around Your Life
From first-time individual buyers to growing small businesses, our licensed advisors match every plan to the people it covers.
Who we helpWhen coverage
just ended for your family.
We work almost exclusively with households in the messy 30 to 90 days after a plan ends. We know the timelines, the loopholes, and the paperwork — because we run it every single day.
A parent just lost a job
Layoff or contract ending. Your family usually has a 60-day SEP from the day coverage ends — we open the window before it closes.
Coverage was through a spouse
Divorce, separation, or a spouse's layoff drops the whole household. We rebuild plans for you and the kids in one sitting.
A young adult aged off
Turning 26 ends coverage on a parent's plan in most states. We line up their own plan before the clock runs out.
A family policy lapsed
Missed premium, moved states, or your short-term family plan ended? You may still qualify for a SEP or a bridge plan starting tomorrow.